 Home Loans - Lavander Garden Villas, Mannathala, Trivandrum |
Here is some good news about Home Loans. There are as many schemes as you want to opt for. Low interest rates and lesser procedures has made the entire process easy. We arrange for your loans from the major housing financial institutions without bothering you at all .
PTC projects have prior approval from all leading Housing Finance Companies. We arrange for the maximum loan amount with long term and easy installments for both NRI's and RI's.
Here is a list of general documents required for sanctioning the loan amount by a Housing Finance Company (HFC). Please note that the list is only indicative and variations/additions may be there for each HFC.
- Passport size photograph of all applicants
- Copy of passport and visa
- Copy of work permit
- Bank statement for last six months both international ( in which the salary is credited) and domestic NRI account.
- General Power of Attorney as per the HFC's draft duly attested by the Indian Consulate in case NRI is not in India . If NRI is in India then the POA can be locally notarised by Notary Public.
- Copy of appointment letter or Contract.
- Copy of Labour card or Identity card if employed in Middle East .
- Salary certificate specifying Name, Date of joining, Designation, Salary details and deductions if any or latest four months salary slips.
- Administration fee cheque from NRI account (0.5% of the loan amount).
Know your EMI (Monthly Rest Basis)
Here is an indicative chart to know your EMI for a loan of Rs.1 lakh. The EMI (equated monthly installments) for various durations and rates are provided for your reference. However, please remember that the loans are provided by various housing finance institutions and PTC Builders is not directly involved in sanctioning the loan. Also, the EMIs will vary for different financial institutions.
The information given below is only for your reference and shall not be taken
as final. Please contact the financial institution for the current EMI
Click here for more information...... |
|
